| Baney joins F&M Trust as Credit Recovery Officer 
Tricia Baney
(Chambersburg, PA) Officials at F&M Trust announced that Tricia A. Baney has joined the bank as Credit Recovery Officer.
Baney brings nearly 14 years of experience in the financial services industry to F&M Trust. She began her career with American General Financial Services where she was assistant branch manager and branch manager. Most recently she was director of credit recovery at Patriot Federal Credit Union, where she previously served as assistant vice president – loan quality and senior branch manager. At F&M Trust, Baney will be responsible for ensuring policy and procedures are maintained to monitor and control credit, operational, and compliance risk. In addition, she will be making recommendations to reduce risk exposure and ensure the quality of the bank’s loan portfolio.
Baney holds a Bachelor of Science degree in marketing from Indiana University of Pennsylvania (IUP). She has completed a variety of banking courses offered by the American Institute of Banking (AIB) and through the National Credit Union Association (NCUA). She is active in the American Cancer Society Relay for Life. A native of Roaring Spring, PA, she lives in Newburg.
F&M Trust is an independent community bank headquartered in Chambersburg with approximately $1 billion in assets. With twenty-five community-banking offices in Franklin, Fulton, Cumberland and Huntingdon Counties, the bank has offices in Chambersburg, Shippensburg, St. Thomas, McConnellsburg, Hustontown, Warfordsburg, Orbisonia, Greencastle, Waynesboro, Marion, Mont Alto, Carlisle, Boiling Springs, Newville, and Camp Hill.
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